Prime UK Property Investments

PROPERTY INVESTMENTS IN SOUTH WALES, WEST ENGLAND

AND OTHER TARGETED AREAS OF THE UK


There are many reasons to invest in property.

Property investments have historically outperformed other investments like stocks and shares.

Money left in bank savings accounts or bonds almost always gives returns below inflation, so the real value of savings goes down over time.

Stocks and shares can sometimes lose all their value and the returns in the form of dividends are rarely regular.

Crypto is a new form of investment but with very high risks involved.


INVESTING IN PROPERTY OFFERS AVENUES FOR BOTH CAPITAL GROWTH AND INCOME:

  • The value of property has always increased historically, even though there are downturns there has always been a recovery and continued increase.
  • An investment of £10,000 in property 20 years ago in 2002 would be worth £27,347 now (based on average UK house price history)
  • Property, when managed properly, offers regular income from rentals.  For example, a house purchased at £85,000 and renovated at a cost of £15,000 (total investment of £100,000) and rented at £750/month gives an annual rental income of £750x12=£9,000 which is a 9% annual return on investment. And on top of this, each year the value of the property is increasing.

TWO FACTORS ARE OFTEN HOLDING BACK PEOPLE FROM INVESTING IN PROPERTY:

  1. The large amounts of money needed to get started and/or the need to get a mortgage with all the administration involved, including having good credit ratings, regular and provable sources of income, etc.
  2. The fact that buying and managing properties is a business in itself requires considerable knowledge, experience, and time.

What are the risks?


The main point that could be classed as a risk – we would rather say it’s a very important point to consider before deciding to invest in property – is that you cannot have immediate access to the money invested if you need it (this is classed as being “illiquid”).   For someone that has bought a property as an investment and then needs the money invested back in cash, it’s needed to put the property up for sale, find and agree to a price with a buyer, and start and wait for the conveyancing to complete.   If it’s needed to sell urgently in a temporary property market downturn, it may not be possible to get the optimum capital growth.

 

In reality, the property is one of the safest areas to invest for those prepared to leave their money in the investment for several years, or indefinitely, using property investments to generate income during retirement.

HOW DO WE DO?

WE FIND AND PURCHASE HOUSES AND COMMERCIAL PREMISES ON BEHALF OF INVESTOR WHERE IT IS POSSIBLE TO ADD VALUE BY DOING THINGS LIKE:

  • Basic renovation, achieving an end value higher than the cost of the purchase and renovation cost
  • Creating multiple occupancy units
  • Repurposing by changing from commercial to residential use
  • Splitting a building into several flats/studios


Our strategy is generally to buy to hold and manage the properties for ongoing rental income, but we only recommend buying something when we know that it will also be possible to resell it when finished and still make a profit.

HOW TO INVEST?

THERE ARE DIFFERENT WAYS IN WHICH YOU CAN GET INVEST AND RECEIVE YOUR SHARE OF THE INCOME AND CAPITAL GROWTH:

  • Buying part of the equity (a share in a property that we are purchasing) for a fixed percentage annual return on investment and share of capital growth when the property is sold. We normally hold properties for a minimum of 5 years and then only sell if the investor wants to recuperate at that time their capital.
  • Buying a complete property that we find and manage on your behalf.
  • Short-term investments (typically 6 – 12 months) for a specific renovation/development with interest paid monthly and capital returned at the end of the project.

For each of the ways described above, each investment is always in ONE specific property for which we provide full details and figures.

Contact Us Today!

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